9 days old

JPMorgan Chase & Co.
Wilmington, DE 19801
  • Job Code

Credit Operations Analyst-Business Card Underwriting

Job Description

Chase Card Services, has an excellent opportunity for an individual with proven commercial loan underwriting abilities.  The selected individual will thrive in a fast-paced environment. Primary responsibilities include underwriting new Business Card applications as well as existing corporate liability credit line increase requests, with a strong focus on credit quality and risk assessment. Individuals in this position will have prior experience working with commercial credit applications, along with proven verbal, written, interpersonal, analytical and problem-solving skills. The ability to interface well and build strong working relationships with internal partners such as Business Bankers, Business Development and Risk Policy is another important component of the role


  • Requires minimum 1-2 years commercial credit underwriting experience
  • Requires proven ability to spread business financial statements/tax returns, perform ratio analysis, complete risk assessment and make sound credit decisions and recommendations via written and verbal presentations
  • Requires experience in supporting recommendations when challenged and in negotiating counteroffers, where appropriate
  • Requires proficiency in credit/lending transactions and analytical skill sufficient to enable independent underwriting of commercial requests for lines of moderate to large size and complexity with limited guidance required from immediate manager
  • Prefer successful completion of a major corporate bank commercial training program (or the equivalent corporate banking/corporate finance or accounting experience)
  • Commercial credit card lending experience a plus
  • Strong analytical and problem-solving skills
  • Proven ability to communicate verbally and in writing with internal and external customers and with various levels of management
  • Ability to work in a team environment
  • Flexibility in adapting to changing volumes and areas of focus (new applications versus portfolio reviews versus initiation of collections, etc.)
  • Ability to investigate, recommend and initiate process improvements
  • Possess accounting and finance knowledge and commercial banking experience
  • Computer skills specific to Microsoft products and proprietary systems
  • Prefer Bachelor's degree in Accounting or Finance 


Req #: 190114334
Location: Wilmington, DE US
Job Category: Credit
Employment Type: Full Time
Potential Referral Amount: US Dollar (USD)

Keyword: card%20services


Posted: 2020-01-14 Expires: 2020-02-13

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JPMorgan Chase & Co.
Wilmington, DE 19801

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