27 days old

Underwriter III - Retail Home Lending

Phoenix, AZ 85003
  • Job Code
    190103220

Underwriter III - Retail Home Lending

Req #: 190103220
Location: Phoenix, AZ, US
Job Category: Credit
Potential Referral Amount: 2500 US Dollar (USD)

As a senior underwriter, you are the highest-level underwriter designation within the underwriting team. In this role, you will underwrite and review submitted files to analyze for Capacity, Capital, Character and Condition. This includes ensuring that loan requests meet program and product specifications or counteroffer to a different product and/or program when appropriate. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality and customer satisfaction, and perform second review of contract underwritten denials from all areas.

  • Minimum of three years' experience as an underwriter
  • Minimum of five years' mortgage experience
  • College degree preferred
  • Excellent analytical and decision making skills
  • Strong verbal and written communication skills
  • Strong negotiation skills
  • Thorough knowledge of MI policies
  • Strong supervisory skills
  • Thorough knowledge of complex personal and business financial analysis and an expertise in tax return and balance sheet analysis, including both cash flow and AGI methods
  • Knowledge and proficiency in all levels of mortgage underwriting including Government, Agency, Jumbo and Super Jumbo lending
  • All government designations preferred (FHA DE, VA Auto, VA Lapp)
JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V.


Keyword: consumer%20banking

Categories

Posted: 2019-11-14 Expires: 2019-12-14

For over 200 years, JPMorgan Chase & Co has provided innovative financial solutions for consumers, small businesses, corporations, governments and institutions around the world.

Today, we're a leading global financial services firm with operations servicing clients in more than 100 countries.

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Underwriter III - Retail Home Lending

JPMorgan Chase & Co.
Phoenix, AZ 85003

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