12 days old

CCB - Auto Finance/Dealer Commercial Services - Wholesale Credit – National Accounts Group, Associate

JPMorgan Chase & Co.
Columbus, OH 43215
  • Job Code
    190108885

CCB - Auto Finance/Dealer Commercial Services - Wholesale Credit – National Accounts Group, Associate

Req #: 190108885
Location: Columbus, OH, US
Job Category: Accounting/Finance/Audit/Risk
Potential Referral Amount: US Dollar (USD)

 

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at http://www.jpmorganchase.com/.

  

Our Firmwide Risk function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.

 

  

CCB Risk

Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others 

 

 

This position reports up through Consumer and Community Banking Risk; however, Dealer Commercial Services (DCS) is a specialized commercial lending group that works with automobile dealers. 

 

As a National Accounts Underwriter you will be a contributing member of the team.  You will be focused on underwriting and managing a portfolio of large dealer relationships that includes new business requests, renewals, modification and portfolio management duties.  You will independently identify and assess key risk initially or as they develop and appropriately structure deals to mitigate those risks.  

 

A successful individual must possess and apply a broad understanding of the business environment including the auto industry, current events, and economic cycles and how these factor may impact the portfolio.  

 

Job responsibilities will include but are not limited to:

  • Understanding multiple franchise dealer groups with more complex organization structures

  • Ongoing follow up and monitoring of dealership performance metric to ensure compliance with loan documentation and bank policies and procedures.

  • Ensure consistent quality underwriting packages that both identify and mitigate key credit risks of a deal or transaction

  • Ability to multi task, prioritize deal flow and act with a sense of urgency to meet established timelines

  • Participate in deal teams and deal presentations to senior leaders.

     


 

 

 

 

 

 

  • BA/BBA/MBA
  • 5+ years’ commercial banking / lending experience including extensive credit, structuring and marketing experience. 

  • Commercial banking / automotive captive experience, with thorough knowledge of accounting and financial statement analysis. 

  • Superior analytical skills supported by excellent written and verbal communication skills. 

  • Demonstrated judgment and ability to act decisively. 

  • Expert knowledge of credit philosophy and policies, loan documentation, and related legal issues. 

  • Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks. 

  • Recognized leadership capacities. 



Keyword: consumer%20banking

Categories

Posted: 2019-12-03 Expires: 2020-01-02

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CCB - Auto Finance/Dealer Commercial Services - Wholesale Credit – National Accounts Group, Associate

JPMorgan Chase & Co.
Columbus, OH 43215

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