1+ months

CCB Risk, Business Banking - Credit Office Specialist

Houston, TX 77002
  • Job Code
    210359364

CCB Risk

Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others

Business Banking (BB) serves small businesses, municipalities and not-for-profit entities. Chase is a leading national Small Business Administration lender. Delivering a broad array of financial solutions with local expertise and dedicated service, BB partners with the firm's other businesses to provide comprehensive solutions, including lending, deposit products, and treasury services to meet its clients' financial needs.

The Business Banking Risk Management Credit Underwriting group at JPMorgan Chase partners with the Sales organization to provide lending products and services. Our target business client has revenues up to $20 million and credit needs up to $25million. Credit products include: Lines of Credit, Term Loans, Commercial Real Estate Loans, Equipment Leases, Small Business Administration Loans and a variety of Cash Management products. Credit decisions for the targeted team are generally made using a Wholesale credit approach, where applicants have a variety of business structures and deal complexity.

Role

We are actively seeking a Credit Office Specialist IV, a Scored-Assist Underwriting role, for Business Banking Risk. Your primary responsibility will be to analyze and decision new requests for credit, complete renewals and decision treasury products up to $500Thousand dollars in aggregate exposure and maintain productive relationships to ultimately meet established goals and client expectations (turn time, quality and growth).

Key Responsibilities:

  • The purpose of this position is to facilitate Small Business loan portfolio growth and protect the bank from loss, maintaining acceptable asset quality.
  • Independently analyzes, or at times may work with the Underwriting Manager, to evaluate and decision the risk of adding a particular transaction to the bank's loan portfolio.
  • Targeted individual lending authority of up to $500Thousand dollars
  • Identifies additional information requirements needed to properly assess risks of the transaction.
  • Considers alternative credit structures to mitigate risk where appropriate.
  • Meets with appropriate staff members to discuss potential transactions, identify key risks and information requirements.
  • Ensures that credit facilities are properly sized based on the Score and other financial and risk factors.


Keyword: card%20services

CCB Risk

Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others

Business Banking (BB) serves small businesses, municipalities and not-for-profit entities. Chase is a leading national Small Business Administration lender. Delivering a broad array of financial solutions with local expertise and dedicated service, BB partners with the firm's other businesses to provide comprehensive solutions, including lending, deposit products, and treasury services to meet its clients' financial needs.

The Business Banking Risk Management Credit Underwriting group at JPMorgan Chase partners with the Sales organization to provide lending products and services. Our target business client has revenues up to $20 million and credit needs up to $25million. Credit products include: Lines of Credit, Term Loans, Commercial Real Estate Loans, Equipment Leases, Small Business Administration Loans and a variety of Cash Management products. Credit decisions for the targeted team are generally made using a Wholesale credit approach, where applicants have a variety of business structures and deal complexity.

Role

We are actively seeking a Credit Office Specialist IV, a Scored-Assist Underwriting role, for Business Banking Risk. Your primary responsibility will be to analyze and decision new requests for credit, complete renewals and decision treasury products up to $500Thousand dollars in aggregate exposure and maintain productive relationships to ultimately meet established goals and client expectations (turn time, quality and growth).

Key Responsibilities:

  • The purpose of this position is to facilitate Small Business loan portfolio growth and protect the bank from loss, maintaining acceptable asset quality.
  • Independently analyzes, or at times may work with the Underwriting Manager, to evaluate and decision the risk of adding a particular transaction to the bank's loan portfolio.
  • Targeted individual lending authority of up to $500Thousand dollars
  • Identifies additional information requirements needed to properly assess risks of the transaction.
  • Considers alternative credit structures to mitigate risk where appropriate.
  • Meets with appropriate staff members to discuss potential transactions, identify key risks and information requirements.
  • Ensures that credit facilities are properly sized based on the Score and other financial and risk factors.


Keyword: card%20services

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CCB Risk, Business Banking - Credit Office Specialist

JPMorgan Chase & Co.
Houston, TX 77002

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