| Charged with direct management of designated accounts within the Portfolio. Specifically, to ensure that risks are properly identified and assessed, account objectives are agreed and that strategies and action plans are formulated and implemented so as to minimise risks, prevent losses, maximise recoveries and restore profits through rehabilitation, workout, direct recovery actions and legal processes. |
Key Roles and Responsibilities
To directly manage designated accounts within the GSAM portfolio.
To directly represent and negotiate to protect the Bank's interest in complex group and multi-lender restructuring work-outs and push through recovery actions by using strong negotiating and influencing skills.
To monitor, control and make timely recommendations on impairment provision management in the areas of responsibility.
To manage account restructuring and re-engineering activity and to co-ordinate the reporting of loss provisions.
To manage and minimise any potential risks from litigation, regulatory and other counter-claims and to negotiate personally in complex situations.
To evaluate and make judgments on the credit risks of requests and applications as required, and to assume personal responsibility for assigned accounts.
To deal directly with regulatory authorities as and when required and other external contacts, developing robust workable relationships with them.
To formulate account strategies and action plans. To be well versed in relevant laws, rules & regulations and to provide guidance on problematic and complex issues.
To maintain a broad business knowledge and to structure creative solutions. - To guide Assistant / Account Managers on more complex accounts.
To manage and assist in the day-to-day operations of GSAM Singapore office in the absence of Team Leader, ME & HVSB GSAM Singapore, Singapore and where Role is double-hatted, Head, GSAM, ASEAN and Singapore
Qualifications and Skills
Strong negotiation skills to manage the problem loan portfolio.
Strong interpersonal skills coupled with professional integrity in order to command respect and credibility in situations involving conflicting interests. (Internal and External).
Tertiary academic qualification and/or extensive practical know-how in accounting, finance, and banking practice and theory.
Significant experience in the financial services industry, with sound knowledge of risks involved in lending; particularly corporate lending, traded structure and traded credit risk products. - Sound practical and technical knowledge of laws relating to bankers' rights, corporate finance, security documentation and realisation, appropriate Corporate Law, receivership, bankruptcy and winding up.
Up-to-date knowledge of business conditions and developments in the region.
Ability to resolve conflicts, manage crises and solve problems, withstand pressure, work fast, set priorities and organize management time among numerous accounts needing urgent attention simultaneously, with initiative, creativity, resourcefulness, analytical ability, energy and determination to execute and win.
Ability to communicate well both orally and in writing, and to conduct meetings (often in hostile/confrontational circumstances and/or at very Senior Corporate/Bank levels) and focus on relevant issues.
An ability and willingness to exercise initiative, make decisions, exercise responsibility and accept accountability for actions taken and decisions made.
Financial engineering dexterity with a comprehensive repertoire of strategic and tactical tools.
How To Apply
You can search and view current opportunities across our organisation and apply immediately by visiting www.standardchartered.com and selecting Careers. To help speed up your application, please note the following:
- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role
- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information)
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application
It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.
Diversity and Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.