- To review and ensure the quality assurance on Key Control Self-Assessment are required to be undertaken by the team - To act as dupty FORM for Retail Credit to implement an effective operation risk management assurance framework within the business unit to ensrue operation risk and controls are being managed appropriately - Keep track of, and act as pont of contact where appropriate, for internal audits and external/regulatory inspections of Retail Credit. Keep track of progress of satisfactory resolution of audit findings - Ensure timely reporting of oeprational risk and loss incidents through operation risk and loss reporting tools. Ensure that effective rectification actions are put in place by the relevant RB credit functions and/or departments of the Bank and progress tasks - Enhance the existing QA scope to cover credit cycle and interpretation of credit policies. Share findings and insight with credit Initiation, Lending CRM and Lending Services to improve the accuracy of credit policy interpretation and data input - Overview and manage the process on Bureau data subscribe - Act as the focal point for group credit and HK RB credit on loan impairment/cost validation - Assist the Department Head to rollout the Operation Risk Frame project wtih co-ordinated to country process owner
Qualifications and Skills
- Knowledge of credit risk techniques (substantive experience in retail banking and risk management) - Substantive experience in credit process in policies interpretation, underwriting, collection etc - Substantive awareness in operation risk and regulatory - Good communication with stakeholder and excellent skill to engage the stakeholder
Diversity and Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.