To support the Senior Manager, Specialized Finance Risk Credit Portfolio & Governance to manage (including monitor, analyze, review, etc) the global Specialised Finance Risk (SF Risk) portfolio, which covers Commercial Real Estate; Corporate Finance; Commodity Trader & Agribusiness
To provide both regular and ad hoc reporting and analysis of the SF Risk portfolio for both external and internal stakeholders
To support the governance activities for SF Risk to deliver efficient and good quality credit and portfolio support to the business
Key Roles and Responsibilities
Portfolio Level Credit Analysis
Tracking of portfolio and credit markets for potential update to Risk Committees: spreads, default rates, default forecasts, market indicators, indices etc
Regular monitoring of the portfolio metrics SF Risk Underwriting Standards, product standards so as to be consistent with the agreed strategy
Support the review and analyze the risk parameters/profile with active use of Portfolio Standards, CRLs, regular portfolio reviews, as well as tangible use of Risk MI and ACR reporting tools.
Support portfolio reviews to be done at regional and global levels and to include review of portfolio, exposures across segments and products, collateral concentrations, risk issues, EAR, etc.
Support ad hoc stress test/portfolio analysis with understanding of sensitivities to key risk drivers and potential stress impact on the portfolio.
Active monitoring of clients with potential weaknesses or credit issues
Active monitoring and analysis of portfolio trends in SIP and Precious Metal in FM and TCF, STF and commodity related exposures in TB for commodities Risk, and CF products for Corporate finance clients.
Support investor relations in providing input for Risk Reviews, Investor/Analyst meetings and other activities surrounding Annual and Interim results presentations
Credit Risk Governance
Operational Risk and regulatory compliance, governance, monitoring and control
Support the CIB Risk OPEX portfolio metrics (e.g. BCA TAT, BCA extensions/overdues, DDNs, CaRTs etc.) are well controlled, monitored and of good standards
Physical Commodity Management
Collation of the monthly PGC presentation and review the CMC and Warehouse limit checker.
Support delivery of scalable efficient underwriting processes
Work in partnership with business and other functions on issues surrounding systems development, risk reporting and new modelling methods or upgrades of infrastructure
Solution for active Portfolio management
Operational Risk Transformation & development of control and operating environment
Qualifications and Skills
At least 2 years of experience in the banking industry, prefer in credit risk or portfolio management. Knowledge of credit and understanding of capital drivers of portfolio optimisation. Experience in data mining and management. Thorough understanding of credit policy, processes and systems in SCB (e.g. Credit Mate, Risk MI, etc)
Relevant graduate qualifications with advance database management skill and proficient in Microsoft Word, Excel and Power point
Prefer knowledge of market data/information system (e.g. Bloomberg, Thomson Reuters, Moody's, S&P, etc)
How To Apply
You can search and view current opportunities across our organisation and apply immediately by visiting www.standardchartered.com and selecting Careers. To help speed up your application, please note the following:
- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role
- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information) - We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application
It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.
The closing date for applications is 31/07/2017. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.
Diversity and Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.