Job Description: About Bank of America Merrill Lynch: Our purpose as a firm is to make financial lives better, through the power of every connection. Across the world, we partner with leading corporate and institutional investors through our offices in more than 40 countries. In the U.S alone, we serve almost all Fortune 500 companies and approximately 59 million consumers and small-business customers. We provide a full suite of financial products and services, from banking and investments to asset and risk management. We cover a broad range of asset classes, making us a global leader in corporate and investment banking, sales and trading.
Connecting Asia Pacific to the World Our Asia Pacific team is spread across 23 offices in 12 markets. We are focused on connecting Asia to the world and the world to Asia, using our global expertise to ensure success is shared between us, our clients and our communities. Our regional footprint covers 12 currencies, more than a dozen languages and five time zones, placing us firmly among the region's leading financial services companies. Bank of America Merrill Lynch is committed to attracting, recruiting and retaining top diverse talent from across the globe. Our diversity and inclusion mission is to actively promote an inclusive work environment where all employees have the opportunity to achieve personal success and contribute to the growth of our business. Each of our global Employee Networks bring together employees, create dialogue and awareness in support of our Diversity and Inclusion.
Wholesale Credit is a front line business unit working closely with relationship managers and other product partners to execute transactions and manage our credit portfolio. It is responsible credit underwriting, documentation, negotiation, structuring, funding and ongoing portfolio management for corporate and financial institution clients.
Be an active member of deal teams and engage proactively with relationship and product partners
Analyse clients' businesses, their financial statements and due diligence materials
Prepare insightful credit papers for new requests and ongoing portfolio monitoring purposes
Perform ongoing monitoring of clients and information flow associated with the portfolio
Supervise and provide developmental oversight to Analysts
Identify and escalate emerging risks
Understand and apply internal policy, procedures and regulatory requirements
Review various legal documents for relevant credit products
Experience and skills:
Minimum 3 years of experience in banking and finance or related field
Sound commercial judgement and strong business acumen
Knowledge of credit products including loans, derivatives, trade finance, cash management
Ability to analyse financial statements, conduct due diligence and prepare credit proposals
Experience analysing investment and sub-investment grade credit profiles and structures
Proactive - takes initiative and demonstrates ownership
Strong written and verbal communication skills
Capability to build relationship both within the bank and with clients
Demonstrates intellectual curiosity and is focused on continuous learning and skill building
Appropriate tertiary qualifications
Bank of America Merrill Lynch is an equal opportunities employer.