Amherst Capital is a real estate investment specialist. Our real estate expertise is grounded in deep intellectual capital, and one of the world's most robust U.S. real estate data sets, developed over the past 20 years. We provide investors access to both market-leading data and analysis capabilities, and BNY Mellon's global distribution strength. We believe that this unique combination enables us to offer a level of investment expertise and technology that is unrivalled in the industry.
At Amherst Capital, we have an innovative and collaborative culture, and believe our meticulous approach to risk control, governance and compliance helps create long-term alignment of our interests with our investors.
As the market continues to evolve, we believe that our industry-leading platform provides a clear advantage. Amherst Capital is poised to alter the real estate finance landscape with our distinctive intellectual capital and proprietary data and analytics designed to help clients meet their portfolio needs.
In support of the team, the Analyst is expected to the monitor the performance of assigned commercial real estate borrowers, identify deviations from agreed upon performance, and take the appropriate remedial steps. The Analyst should strive to understand the client's operating performance and needs, and work to build strong working relationships with borrowers and other constituents. The Analyst will work closely with a Vice President to assess client credit risk on a portfolio of existing commercial real estate loans.
PRINCIPAL DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
Conduct financial analysis of credit and collateral of borrowers, with emphasis on data accumulation and trend analysis
Perform financial, operational, valuation, underwriting, and transactional analysis
Complete borrower risk assessments
Interact with various management staff
Travel to client sites
Plus additional ad-hoc responsibilities.
Championing Customer Needs: Provides timely and professional service to both internal and external customers; is responsive to customer needs and requests; is always courteous to the customer and considers the needs of the customer when making decisions.
Communicating Effectively: Shares information. Listens and involves others. Clearly conveys ideas in a manner that engages others and helps them understand and retain the message.
Delivering High Quality Work: Makes sure responsibilities central to the role meet all requirements and expectations. Finishes tasks promptly and critically reviews work to ensure quality and accuracy. Considers impact of work to others and takes steps to mitigate. Seeks additional work after finishing tasks.
Demonstrating Initiative: Takes action on his/her own without being prompted; handles problems independently when appropriate; able to resolve issues without relying on extensive help from others; does more than is expected or asked.
Supporting Change: embraces and encourages change and innovation. Is comfortable with and adaptive to, a changeable environment.
Qualifications EDUCATION AND EXPERIENCE
Bachelor's degree in Real Estate, Accounting or Finance
1-3 years' of applicable experience in the commercial real estate sector (commercial bank, investment bank, private equity, specialty finance, real estate finance, mezzanine firm, developer, asset management, acquisitions, property management or brokerage firm) or public accounting strongly preferred
Must have analytical and organizational skills and be able to articulate fully the facts related to the transaction; Comprehensive understanding of net present value, internal rate of return, cap rates and discount rates.
KNOWLEDGE, SKILLS AND ABILITIES
Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
Ability to multi-task in a fast paced environment
Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses.
Strong interpersonal, writing and oral communication skills
Ability to travel on short notice
Ability to work a flexible schedule
Strong working knowledge of MS Word and Excel mandatory
There will be some on-the-job training; however, the candidate should be a "self-starter"
The ability to travel as required.
For over 230 years, the people of BNY Mellon have been at the forefront of finance, expanding the financial markets while supporting investors throughout the investment lifecycle. BNY Mellon can act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute or restructure investments & safeguards nearly one-fifth of the world's financial assets. BNY Mellon remains one of the safest, most trusted and admired companies. Every day our employees make their mark by helping clients better manage and service their financial assets around the world. Whether providing financial services for institutions, corporations or individual investors, clients count on the people of BNY Mellon across time zones and in 35 countries and more than 100 markets. It's the collective ambition, innovative thinking and exceptionally focused client service paired with a commitment to doing what is right that continues to set us apart. Make your mark: bnymellon.com/careers.
As one of the world's leading investment management organizations and one of the top U.S. wealth managers, BNY Mellon Investment Management combines agility, insight and scale to create and deliver strategies and solutions to address our clients' needs. Encompassing BNY Mellon's investment management firms, wealth management organization and global distribution teams, we draw on deep expertise to collaborate with clients and tailor our best ideas and resources to meet their specific needs. We pride ourselves on providing dedicated service through our network of global professionals who have a deep understanding of local requirements. With our extensive experience in anticipating and responding to the investment and financial needs of the world's governments, pension plan sponsors, corporations, foundations, endowments, advisors, intermediaries, individuals and families, and family offices, BNY Mellon Investment Management is dedicated to helping clients reach their goals.
BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals With Disabilities/Protected Veterans.